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Qumis is the coverage intelligence platform for commercial insurance teams already running workflow automation tools. Attorney-trained AI for commercial P&C — adding legal-grade insurance policy analysis, policy comparison, and market benchmarking your existing automation can't deliver.
Trusted by 5 of the top 15 U.S. insurance brokerages
Submissions intake, data entry, document routing, proposal generation. Workflow platforms handle the operational mechanics of commercial insurance well, and most brokerages and carriers should be running one. But the questions that determine outcomes still come down to coverage analysis: whether a clause is unusually narrow, whether an exclusion will hold up, whether the program is consistent with what carriers are writing in your sector. That work doesn't get faster with workflow automation.
Workflow tools accelerate intake and routing. Whether a clause is market-standard or unusually narrow, whether an endorsement quietly removes coverage, whether a program holds together across primary and excess layers — that analysis still gets done by hand.
Most workflow tools rely on general-purpose models for any AI features. For extraction and routing, that works. For interpretation — how exclusions interact with definitions, how endorsements modify coverage, when a position is defensible — generic models produce fluent answers that don't survive scrutiny.
Most workflow platforms process whatever documents you feed them, without accumulating a coverage benchmarking dataset of their own. Without that data, they can't tell you how a clause compares to thousands of comparable commercial insurance programs.
Workflow tools and Qumis solve different problems. Here's where each layer adds value — and why most of our customers run both.
At first, I thought, "There's no way this will catch everything." But after using it on layered programs and seeing it track discrepancies I might have missed, I was sold.
Workflow platforms serve operations teams processing high volumes of documents. Qumis serves coverage professionals — the people who interpret, position, and defend policy decisions. The user overlap is minimal, the ROI models are different, and the value compounds when both are in place.
Workflow tools serve operations teams handling submissions, data entry, and processing throughput. Qumis serves coverage professionals, claims advocates, and account managers who need analytical depth: policy review, coverage analysis, and policy comparison across layered programs.
Workflow ROI is operational efficiency: time saved on admin. Qumis ROI is in the outcomes coverage decisions actually drive — claims captured, errors caught, accounts retained. One senior claims advocate at a top-5 broker recovered $1.8M in additional claims in a single month using Qumis.
Your workflow tool can tell you two policies differ. Qumis tells you what those differences mean for coverage, whether the variance is market-standard or unusually narrow, and how comparable programs are structured. The intelligence layer that makes the rest of your insurance technology stack sharper.
Qumis was founded by a coverage attorney. The interpretive frameworks inside the platform — what exclusions actually mean in practice, how endorsements interact with definitions, when an opinion needs a caveat — come from people who have litigated and negotiated policy positions. That depth doesn't ship with a foundation model.
Qumis is in production at five of the fifteen largest U.S. insurance brokerages. The outcomes show up on the bottom line — in claims analysis, policy review, and renewals — not just in time saved.
Including Brown & Brown, NFP, IMA Financial, and CRC Group.
Of insurance brokers and carriers that run a Qumis pilot become paying customers.
Additional claims captured by one senior claims advocate at a top-5 regional broker.
Reduction in policy review time reported by NFP and consistent across enterprise brokerage deployments.
Bring one of your accounts. We'll show you what Qumis finds on top of your existing workflow platform — a focused 30-minute walkthrough on policy review, claims analysis, renewals, or coverage comparison.
30 minutes. No prep required.